If you’re considering physiotherapy in Ontario, one of the first questions you may have is: how much does physiotherapy cost? In 2026, physiotherapy pricing across Ontario remains fairly consistent, but costs can vary depending on the clinic, location, type of treatment, and whether you have insurance coverage.
This guide breaks down average physiotherapy costs in Ontario, what affects pricing, and what you should know before booking your first appointment.
Average Cost of Physiotherapy in Ontario (2026)
As of 2026, here is what most patients can expect to pay for private physiotherapy services in Ontario:
- Initial assessment: $90 – $150
- Follow-up treatment sessions: $70 – $120 per visit
- Extended or specialized sessions (45–60 minutes): $110 – $160
The initial assessment typically costs more because it includes a full evaluation, diagnosis, and personalized treatment plan.
What Factors Affect Physiotherapy Costs?
Several factors influence how much physiotherapy costs in Ontario:
1. Initial Assessment vs. Ongoing Treatment
Your first visit usually includes a detailed physical assessment, medical history review, and goal setting. Follow-up sessions focus on treatment and progress, which is why they are usually less expensive.
2. Length of Each Session
Shorter sessions (20–30 minutes) generally cost less, while longer one-on-one sessions cost more but often provide more hands-on care.
3. Clinic Location
Clinics in larger cities or high-demand areas may charge slightly more due to operating costs. However, pricing across the GTA and Ontario remains relatively standardized.
4. Type of Treatment
Specialized services may increase the cost, such as:
- Sports physiotherapy
- Post-surgical rehabilitation
- Chronic pain management
- Manual therapy and advanced techniques
Is Physiotherapy Covered by OHIP in 2026?
For most adults, physiotherapy is not covered by OHIP when received at a private clinic.
However, OHIP may cover physiotherapy if you:
- Are 65 years or older
- Are under 19 years old
- Recently had a hospital stay or surgery (in some cases)
- Qualify under specific government-funded programs
OHIP-covered physiotherapy is typically provided at designated clinics and may require a referral.
Does Private Insurance Cover Physiotherapy?
Yes, many extended health insurance plans in Ontario cover physiotherapy.
Most plans provide:
- $300 – $1,500 per year in coverage
- Coverage per visit or per calendar year
- Direct billing at participating clinics
Coverage varies by provider and employer plan, so it’s always best to check your policy details.
How Many Physiotherapy Sessions Do You Need?
The number of sessions needed depends on:
- The type of injury or condition
- Severity and duration of symptoms
- Your recovery goals
- How consistently you attend sessions and follow home exercises
Some patients feel improvement after just a few visits, while others may require ongoing care for several weeks or months.
Is Physiotherapy Worth the Cost?
Physiotherapy is an investment in your long-term health and mobility. Proper treatment can:
- Reduce pain
- Prevent future injuries
- Improve strength and flexibility
- Help avoid surgery or long-term medication use
Choosing a clinic that provides personalized, one-on-one care often leads to better results and faster recovery.
Choosing the Right Physiotherapy Clinic in Ontario
When comparing clinics, consider more than just price:
- Experience and qualifications of the physiotherapists
- Treatment approach (customized vs. generic)
- One-on-one treatment time
- Transparent pricing and insurance support
A slightly higher session cost may provide better value if it results in fewer visits and better outcomes.
Final Thoughts
In 2026, the cost of physiotherapy in Ontario typically ranges from $70 to $150 per visit, depending on the type of appointment and clinic. While pricing is important, the quality of care and personalized treatment plan are key factors in achieving long-term recovery.
If you’re experiencing pain, recovering from an injury, or looking to improve mobility, physiotherapy can be a smart and effective step toward better health.
